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Financing Your New Air Conditioning or Heating Equipment Purchase

South Carolina Electric & Gas

SCE&G provides electric and/or natural gas service to homes and businesses across a 22,000 square mile service territory in central, southern and western South Carolina.

SCE&G also provides assistance for home improvement. Interest rate is 9.5% and will finance up to 60 months upon credit approval. Must be an SCE&G customer and installing a GAS system in home.

Please contact us to find out which financing options are available to you, or to learn about special financing promotions.


The program features a low (5%) interest rate on improvements up to $15,000 and focuses on making energy improvements to existing homes.

The program is designed with the member’s needs in mind. Not only does it feature a low interest rate, the loan payment will be added to the electric bill for easy payment. Ideally, the program is designed so that energy savings should cover the cost of the loan

Once a member is approved for the loan, the Co-op will provide a list of approved contractors to choose from. When the work is completed, an energy expert from Berkeley Electric Cooperative will conduct a final inspection of the contractor’s work to make sure it is completed to the required standards. Members must have a good credit rating with Berkeley Electric Cooperative in order to be approved.

Please note that you must be a member of Berkeley Electric Cooperative for at least 12 months in order to apply.